Our Qualifications


 Thomas Sowinski is an independent financial consultant.    Tom’s practice focuses on the needs of both individuals and small-to-medium size businesses. 

In working with his individual clients, Tom uses various comprehensive wealth management strategies to help his clients achieve their financial goals. Tom provides his clients with appropriate analysis of overall investments, evaluation of insurance needs to provide adequate risk protection, and suggestions to minimize income tax with tax sensitive investments. In addition, these strategies allow for the appropriate distribution of wealth during a client’s life and also at his/her death. 

In working with his business clients, Tom concentrates his practice in two distinct areas.  One focus is the business owner and key executive, where the emphasis is on executive style benefits as well as estate planning and business succession planning for the owners.  The other area focuses on employee benefits of insurance, college funding, and retirement planning.

Tom has been in the financial services profession since 1981. He has worked with major financial firms in key management positions and also as an individual consultant.  In addition, Tom has conducted seminars for individuals on timely topics.  Tom has lectured to various professional and corporate groups and has appeared on local radio talk shows discussing financial planning. 

Tom is active in a number of community and professional organizations.  Educated at Fairfield University, Fairfield, CT and Antioch College, Yellow Springs, Ohio,  he is a Registered Principal with The O.N. Equity Sales Company, a FINRA Broker-Dealer headquartered in Cincinnati, Ohio, and an Investment Advisor Representative with O.N. Investment Management Company, an SEC Registered Investment Advisor.

HarbourPointe Financial Resources was first established in 1990 as an independent financial organization which continues to provide high quality service, significant experience, and a unique level of expertise.   

We are dedicated to developing lasting relationships with all our clients. We believe in helping you assess your financial goals and participate in the management of your finances.

One of the benefits of working with us is our ability to provide clear, easily understood explanations of financial products and services. The personalized program that we can provide is a roadmap to working toward a more secure financial future.

We’re looking forward to using our expertise to help you pursue your financial goals.